After holding steady for a month, mortgage. 4.54 percent a year ago. In less than a year, the 30-year fixed rate has.

Compare today?s mortgage and refinance rates from Citi.com. View current mortgage rates on 30 year and 15 year fixed mortgages. Get a customized rate and see more loan options.

Try our easy-to-use refinance calculator and see if you could save by refinancing. Estimate your new monthly mortgage payment, savings and breakeven point.

Find the right home loan – to buy or refinance – at the best competitive rate at PSECU. Our trained mortgage. 15-year Fixed 0 points, 2.875%, 3.090%. 1/1- Year2 Adjustable Rate Mortgage – offered with either 15- or 30-year terms.

How a 15- year fixed mortgage refinance works. 15-year mortgages work similarly to any other fixed rate loan with one important difference – they take less time to go away that a traditional 30-year fixed mortgage. The only common fixed-rate term with lower terms than the 15-year is a 10-year.

Aug 22 (Reuters) – Borrowing costs on U.S. 30-year and 15-year fixed-rate mortgages fell to. The decline in mortgage rates is expected to help home sales and to stoke refinancing, putting more cash.

Usda Home Loans Texas Map WASHINGTON, January 31, 2013 – agriculture secretary tom vilsack today announced that USDA is adding 15 more states and the Commonwealth of Puerto Rico to a pilot program that enables current USDA.

The MBA’s refinance. fixed-rate mortgage fell from 3.94% to 3.87%. The rate for a jumbo 30-year fixed-rate mortgage increased from 3.89% to 3.94%. The average interest rate for a 15-year.

15 Year Fixed Rate. Rate:2.875%; APR:3.014%; Points:0; Example: The information provided assumes the purpose of the loan is to purchase a property, with a.

Best Mortgage Rates 15 Year Fixed veterans administration refinance mortgage refinance loan programs targeted to vets; what to look out for – John Bell, advisor for the veterans affairs administration in D.C. says there are many. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. “The.A 15 year can be compared to the following: 30 year mortgage – The 30 year is the most frequently used option. Like the 15 year, the 30 year has a fixed payment over the life of the loan. The main difference is that the 30 year is paid over a period twice as long, which leads to lower monthly payments.

When you refinance, you pay off an existing mortgage with the funds from a new mortgage.. 15 Year Conforming*. A Fixed Rate Mortgage Loan is a loan where the interest rate and monthly principal and interest payments remain the same.

Conventional Home Loans With 5 Down How Much of a Down Payment Do You Really Need? | Fox Business – In the mortgage industry, 20% down is considered the benchmark down. choice for buyers is using a conventional loan with 5% down.Interest Rates 15 Year Dakota corporation 15-year bonds have an equilibrium rate of return of 9 percent. For all securities, the inflation risk premium is 1.70 percent and the real interest rate is 3.40 percent. The.

Today’s low interest rate for a 15-year fixed is 3.375% (3.835% APR), and the interest rate for a 30-year fixed is 3.875% (4.148% APR). Why You Should choose quicken loans You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.

Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.