Interest rates or house prices could fall, or you could get a promotion and a pay rise, which could vastly increase the amount you are able to borrow. However, there are guidelines that you can follow in order to figure out how much of a mortgage you can afford and qualify for, which is where the Maximum Mortgage Calculator comes in.

Bankrate.com provides FREE interest-only mortgage calculators and loan calculator tools to help consumers learn more about their mortgage payments.

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Can you afford a mortgage payment? The Mortgage Affordability Calculator will help you estimate a home loan amount that you can afford based on the.

The mortgage calculator will help you determine how much home you can afford and what. Home Affordability Calculator. as PMI, taxes, and homeowners insurance vary by county. The exact amount you can afford will be affected by your credit history, current interest rates, points and closing.

We license calculators from CalcXML, who estimates how much house you can afford based on a few important items, including income, amount of money saved for a down payment, and monthly obligations.

The Mortgage Affordability Calculator estimates a range of home prices you may be able to afford based on the accuracy and completeness of the data and information you enter. The results are intended for illustrative and general purposes only, and do not constitute, nor should they be relied upon as financial or other advice.

Why not just take out the biggest mortgage a lender says you can have? Because your lender bases that number on a formula that doesn't consider your current.

Mortgage Type: The type of mortgage you choose can have a dramatic impact on the amount of house you can afford, especially if you have limited savings. fha loans generally require lower down payments (as low as 3.5% of the home value), while other loan types can require up to 20% of the home value as a minimum down payment.

Whether you’re determining how much house you can afford, estimating your monthly payment with our mortgage calculator, or looking to prequalify for a mortgage, we can help you at any part of the home buying process. See our current mortgage rates.