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A mortgage refinance calculator uses a number of factors to help you determine whether a refi is in your best interest. Bankrate.com’s mortgage refinance calculator will ask for the following.

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For the full mortgage Rate Trend Index, go to http://www.bankrate.com/RTI. To download the Bankrate Mortgage Calculator & Mortgage Rates iPhone App 2.0 go.

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As of 2017, the UFMIP is equal to 1.75 percent of the mortgage. Want to learn how long it will take you to pay off your mortgage? Run the numbers through Bankrate’s mortgage calculators. Nichols.