VA loans have a reputation for difficult appraisals, but Donnelly says the valuation of the home he bought was no problem. Dessanti says appraisal difficulties are more common with FHA loans, insured by the Federal Housing Administration. "FHA appraisers, in my experience, are more intrusive than the VA," she says.

What Sellers Should Know About VA Loans By: Grant Moon 06/16/14 11:18 am You spend a lot of time preparing your home to get in the best possible condition just before your real estate agent lists your home for sale in the multiple listing service.

Federal shutdown creating mortgage victims – “I’m afraid that the sellers will not extend contracts. If you applied for a Federal Housing Administration (FHA) or Veterans (VA) loan, the odds are you’ve had no major problems so far. The.

sellers fha disadvantages loan – Trinity-anglican –  · FHA loan limits remain, But Program Future in Question – The federal housing administration loan ceiling has gone into effect for 2007, but the director of the Single Family Ownership Center with the Department of Housing and Urban Development (HUD) is openly questioning the future viability of the program.. Other disadvantages fha loans face.

disadvantages of fha loan for sellers | Fhalendernearme – Fha Of Disadvantages Loan – unitedcuonline.com – The fha mortgage program permits lenders and property sellers to pay some or all of the buyer’s closing costs. To insure the mortgage against default, the borrower must also pay an annual mortgage ins..

FHA Loan Downsides in a Seller’s Market With their low down payment requirements, FHA mortgages have become extremely popular in recent years. But in the current housing market, there are some good reasons you may wish to avoid them if you can qualify for another type of loan.

 · Conventional and FHA loans also have mortgage insurance, and both collect it on a monthly basis (FHA also has an upfront charge). One of the major benefits of a VA mortgage is the absence of monthly mortgage insurance. But one of the disadvantages with the VA funding fee is that it’s higher for subsequent use. The increased fee looks like this:

What the government shutdown means for your mortgage – If you’re getting a Federal Housing Administration loan, it’s likely you can expect delays in the underwriting process, and it’s possible your closing date will be pushed back as well. Single-family.